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Wednesday, July 22, 2009

Paypal NOT Free Anymore: Paypal Charges Fees Already

Paypal is NOT free anymore! I don't know why but I did not change my account status and yet, the receiver is automatically charged a certain amount and as I noticed it, different rates. I still don't understand what's the rate but still, the fact is, they charge the receiver automatically. I have been with paypal for more than a year and never have I experienced being charged any amount! Why is this? I want to clarify this thing if it's really happening to everyone or just some mistake on my account. But NO, wait! See why:

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Why I tell that it is NOT a mistake on my account? The fact is, the screen shot you see above is the account of my aunt from the Philippines. I discovered the charge when I sent her 100 euros and 10 dollars separately. Both were charged but with different rates. If you can see, the $10 was charged with a fee rate of 7.41% (10.00-9.31=0.69; 0.69/9.31=0.07411= 7.41%) from the receiver's side. On the other hand, the 100 euros I sent, my aunt, who's the receiver was charged with a rate of 4.44% (100-95.75=4.25; 4.25/95.75=0.04438 or 4.44%). The thing is, the sender is never charged but the fee comes automatically from the receiver as the automatic deduction.

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My account also received some payment from a writing service that I did and I was sent $15 for this. I was able to receive finally a net amount of $14.11 which is net of $0.89 fee from me as the receiver with a percentage charge of 6.31% (I assume now that you know how this rate came out). The thing is, I can't even understand what the exact rate is. If I am planning to send 200 euros the next few days, I will not know how much my receiver would get?

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I have never been charged in Paypal before that now I am getting confused. I hope everything will be cleared to me soon. I never realized that the receiver is really charged. or was I chargd before and I just did not notice? Strange. I thing I better dig my transactions up with Paypal to understand all about these fees charged. In their site, it's still bragging the fee service but not anymore as the end point is, one of the parties who transacts is being charged!

I plan to contact the customer service of Paypal and see what information I can get and I will be sharing it here to my readers in case someone gets confuse like me. Paypal: Happy Sending, Sad Receiving!

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The details indicate that it is a "Fee"... I need to see other transactions just to make sure. And the results? Yes, various results and one conclusion: They used to be free to send and receive. Oh so bad, I never knew when this charging started but I will discover soon. As promised, I will be posting here if I can contact the customer service of Paypal fro this issue.

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My aunt's account receiving £100.00 from me in 2008 for FREE!

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This is a receipt that I have a few days back without charge as well.. Free! What happened? Now I am getting more confused!

Following is what I search a bit from Paypal caused by this confusion.

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...And quoting the explanation:

** Personal payments: Pay and get paid for expenses such as splitting the cost of dinner bills, rental charges or repay money owed.

*** If your transaction involves a currency conversion, it will be completed at a foreign exchange rate PayPal obtains from a financial institution, which is adjusted regularly based on market conditions. This exchange rate includes a 2.5% processing fee above the exchange rate, and the processing fee is retained by PayPal. The specific exchange rate that applies to your multiple currency transaction will be displayed at the time of the transaction

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Saturday, July 18, 2009

Advantages and Responsibilities of Owning or Managing Multiple Blogs

Why do I have at least eight blog? I even call myself Webbielady and many in the blog sphere are aware of this. As promised in my previous post about having multiple blogs, I lay down here the answer to that question: What are the benefits of having multiple blogs? And why do I have so many of them? The catch however is, I don't say it's all benefits. The title to this post, Advantages and Responsibilities of Owning or Managing Multiple Blogs which means no one can make it the easy way. Multiple blogs means multiple dedication to update and nurture those blogs.

Modern Day Bully
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Why do you blog anyway? I don't have any about your reasons but for me, naturally I have reasons for doing so. In fact, one of my readers commented here that he doesn't see the reason why do I need to have multiple blogs. The detailed story of my blogging plights can be read here as told by Bravo. The truth is, I do love to express. Whatever it is, as long as I feel I don't harm anyone, I put stuff into writing.

Before setting up a certain blog, we should know the BIG WHY for doing so. So, why do I put up a lot of blogs? What are the advantages of doing so instead of putting everything in one place?

1. I have the chance to establish my niche;
2. The posts in each of my blog are are/can be related to each other in any way;
3. More ad space;
4. More chance to get searched and gain organic traffic;
5. More ways to earn, more ways to learn; and
6,. More ways to express

I elaborate my reasons here. For number 1, I would like my readers and subscribers to be not confused and they would know what to expect from subscribing in any of my blogs, i.e., a personal thing is they receive it from Personal Blog; a web-related post if they receive the feed from Web-related blog; some new explorations, travel or discovery if it's from this blog here; a new composed poem or short story coming from my blogs on compositions; while a feed from my Food, Life and Goodness would be likely about food or health; and naturally another commentary for the Philippines if it's from my first and hihest PR'd blog.

Don't Drink and Blog
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As I have my niche, reason number two is justified. When someone searches from Google about making an image bigger in blogs, usually, they end up with this post here and other online and web-related stuff are in this blog. This means that when a searcher lands on the blog, there a good chance that he/she roams around within the blog and this is a good thing for the blog owner.

If you may have noticed, I have so many Google adsense scattered around. I try to earn from it although I am currently on aorounf $50 level of earning and maybe two more months aways or can be even 4 months away from my first check but that is not a problem. I am just happy running those ads here as I thing the blog looks more legit with a Google Adsense ads on it. The more blogs I have, the more places/spaces/spots to place my ads on and that would mean more impressions. So far, I have improved my average daily earnings 3 folds when I decided to get my blogs updated and nurtured (still not a big earning though).

Reason number four is more on traffic and Search Engine Optimization (SEO). The more concentrated the key words are, I believe the posts get searched easier. This is more related to reason number two as well. Niche thingy again.

More ways to eran as more ads can be placed. More ways to learn as well as I have to research on some topics I want to share at times. I hate to post crap here and I try to refrain from posting nonsense as much as possible but still, I am sure you see a lot of nonsense in many of my posts around. :) But all the same, well researched, well presented post gets traffic and gets on top of Google or other search engine searches.

Isn't it obvious then that the more blogs there is, the more ways to express? That one I love!

It's not all heaven though. Having many blogs means commitment. To make them all active and succeed need some time. I mean, you need not really post ten articles each but for me, I try to at least post 2 items in each of them in a month. That is not so much but I try hard to make the posts indexed good and be searchable. Building traffic is also another thing that can eat ones/blogger's time. 

One thing though: Don't get addicted. I do blog as I find it as my relaxing hour after office hours but I think if you have kids and you are very busy, don't worry, just leave it behind. The blog is there to make you relax, not to pressure you up. Keep blogging if it's good, if it's not, forget about it!

Tuesday, July 14, 2009

Benefits of Having Multiple Blogs: Why Do I Have 8?

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I'm on my way to the ninth blog. If some very good idea comes to my mind, I would surely be starting the 9th blog. I currently have 8 blogs and I know you would think that is just too much. You may even think, "That is crazy"! But I can't blame you, they are indeed too much. My mind is too full of ideas that at times, it's my fingers that just hurts because I have also a full time-7.5 of office hours during weekdays.

I discovered blogging in 2006 back when I was a tax compliance auditor. That was only a beginning though. I did not know what a dash board can do. My blogging became active in early quarter of 2008 when I realized there are also some possibilities of having bucks. I mean, my first intention was to simply share my ideas about my dear country. But it was so fast advancing.

I discovered a lot of widgets, I discovered google adsense, adbrite, bidvertiser, widgetbucks, you name it all and I became interested. I liked blogging even without the concept of earning, how much more if I could? Who does not want some bucks from the things you like to do?

I started and stuck with my original and very first blog for a month or two and then I moved on with another theme, is about food and health and shortly thereafter, some few topics about adventures and the satisfaction of seeing some places around.

So why do I have eight blogs? Why can't I just put everything in one place and not worry myself for so many sites to log and maintain and all that stuff? Two days from now I'll give you the answer.
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