Paypal is NOT free anymore! I don't know why but I did not change my account status and yet, the receiver is automatically charged a certain amount and as I noticed it, different rates. I still don't understand what's the rate but still, the fact is, they charge the receiver automatically. I have been with paypal for more than a year and never have I experienced being charged any amount! Why is this? I want to clarify this thing if it's really happening to everyone or just some mistake on my account. But NO, wait! See why:

Why I tell that it is NOT a mistake on my account? The fact is, the screen shot you see above is the account of my aunt from the Philippines. I discovered the charge when I sent her 100 euros and 10 dollars separately. Both were charged but with different rates. If you can see, the $10 was charged with a fee rate of 7.41% (10.00-9.31=0.69; 0.69/9.31=0.07411= 7.41%) from the receiver's side. On the other hand, the 100 euros I sent, my aunt, who's the receiver was charged with a rate of 4.44% (100-95.75=4.25; 4.25/95.75=0.04438 or 4.44%). The thing is, the sender is never charged but the fee comes automatically from the receiver as the automatic deduction.


My account also received some payment from a writing service that I did and I was sent $15 for this. I was able to receive finally a net amount of $14.11 which is net of $0.89 fee from me as the receiver with a percentage charge of 6.31% (I assume now that you know how this rate came out). The thing is, I can't even understand what the exact rate is. If I am planning to send 200 euros the next few days, I will not know how much my receiver would get?

I have never been charged in Paypal before that now I am getting confused. I hope everything will be cleared to me soon. I never realized that the receiver is really charged. or was I chargd before and I just did not notice? Strange. I thing I better dig my transactions up with Paypal to understand all about these fees charged. In their site, it's still bragging the fee service but not anymore as the end point is, one of the parties who transacts is being charged!

I plan to contact the customer service of Paypal and see what information I can get and I will be sharing it here to my readers in case someone gets confuse like me. Paypal: Happy Sending, Sad Receiving!


The details indicate that it is a "Fee"... I need to see other transactions just to make sure. And the results? Yes, various results and one conclusion: They used to be free to send and receive. Oh so bad, I never knew when this charging started but I will discover soon. As promised, I will be posting here if I can contact the customer service of Paypal fro this issue.


My aunt's account receiving £100.00 from me in 2008 for FREE!


This is a receipt that I have a few days back without charge as well.. Free! What happened? Now I am getting more confused!
Following is what I search a bit from Paypal caused by this confusion.

...And quoting the explanation:

** Personal payments: Pay and get paid for expenses such as splitting the cost of dinner bills, rental charges or repay money owed.

*** If your transaction involves a currency conversion, it will be completed at a foreign exchange rate PayPal obtains from a financial institution, which is adjusted regularly based on market conditions. This exchange rate includes a 2.5% processing fee above the exchange rate, and the processing fee is retained by PayPal. The specific exchange rate that applies to your multiple currency transaction will be displayed at the time of the transaction