How to use Paypal without charges? In short, how to utilize the free service that Paypal offers?As I have discussed in my previous post here regarding Paypal charging fees to so many of my transactions lately, I wanted to discover stuff. I tried a couple of transactions sending some amount to my aunt and her sending to my account and as I wished, THERE WERE NO PAYPAL CHARGES. All I did was to try and see and a little bit of patience when sending some amounts. If we all pay attention, we will not be charged with any amount when we send money for non-business related transactions. Since the send-outs of money through Paypal was between me and my aunt, which is mostly like gifts and trials, those transactions were obviously not intended for gain, in lay man's term, not for commercial or business purposes.



These were the transactions with charges and they were not anymore the whole amount sent when received. The receipt of $76.58 was from an amount sent totaling to $80.00; The receipt of €95.75 was from €100,00 and the $9.31 was originally $10.00 when sent. Lots of deductions as auto charges from Paypal, right? Click to read the whole story about these charges...

Notice the last two rows of transactions from the preceding image?? These two were bith free of any Paypal charges. Notice that the "Type" of transaction is "Gift" from sender and "Payment Owed" from sender. These are non-commercial transactions and do not deserve to be charged at all.

The next image, the details of the transaction type "Gift" from sender, is presented. Note that if suc person is paying party or the sender is paying for some purchases of goods or services, "Seller Protection" is not available as it is treated to be "non-commercial". Thus, if you are the buyer, better be careful then. Don't worry if the receiver will be charged a little amount, so long as your purchases are protected! After all the fee is charged from the vendor and NOT from the customer. So how would our receivers be not NOT charged? This is explained below.

The following image is a combined screen shot of how to pay for goods/service/others and to be sure that our payment/purchases is secure and how to process a transaction and not be charged a single cent.

In the first image (the upper portion), the tab used is "ONLINE PURCHASES". This transaction charges the receiver of the money or the seller.

On the other hand, the bottom images idicate the tab, "PERSONAL PAYMENTS" and this is FREE of any charges. If you send amount to friends or relatives or as a personal payment, use this option to have your payments or gifts be received without any deductions.

Now we know how to properly utilize Paypal. Hope we all are educated so that we can maximize the freebies around as much as we can. Happy Paypal usage!